Costs and payment
Discover the funding options available for a Cochlear™ hearing solution.
Government programs, insurance, and donation programs may provide funding for cochlear implants, especially for children and adults with severe to profound sensorineural hearing loss, for whom early intervention is critical.
Are you eligible for cochlear implant funding?
Depending on your age and circumstances, you may be eligible for financial support.
Government Programs
Central and state governments fund a limited number of cochlear implants each year, although waiting periods can vary. Priority is often given to children and may be available at select hospitals.
Request a call back from us to find out about your options.
Funding for cochlear implants may be covered by the following:
Central Government Programs*
Central government programs that fund cochlear implants include ADIP1, Armed Forces, CGHS2, ESIC3, Indian Railways, and RBSK.
State Government Programs*
Funding for cochlear implants is available in many states, including Andhra Pradesh5, Assam, Chhattisgarh, Delhi, Gujarat, Karnataka5, Kerala6, Madhya Pradesh, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, and West Bengal.
Municipal Corporations*
Some municipal corporations, including the Thane Municipal Corporation and the Navi Mumbai Municipal Corporation, offer cochlear implant funding.
Donation programs
Donations may be available from institutions like Ashray-Akruti, I Hear Foundation, Shravya CI Program, The Hans Foundation etc. Some companies may fund cochlear implants through their CSR initiatives.
Corporate health insurance
Many companies provide financial support to their employees and their families for pediatric and adult cochlear implantation for both ears.
Personal medical insurance
Some private health insurance plans offer reimbursement for cochlear implant systems. The extent of coverage for surgery and hospital expenses will depend on your specific insurance policy. Generally, post-lingual adults are covered under health insurance.
Self-funding
If you are not covered by private health insurance or government funding, you will be responsible for the cost of your cochlear implant.
Contact us to find out about the cost of our cochlear implant systems.
"When she says ‘Mama’, it makes me feel out of the world. I’m so pleased with her progress.”
- Priyanka, mother of 2-year-old Advika T, a Cochlear™ implant recipient
Contact the Cochlear team to learn about:
✓ Cochlear implant funding options
✓ Booking a clinic appointment
✓ Free information sessions and events
✓ Free support services for candidates
✓ Steps to getting a cochlear implant
✓ Requirements for Cochlear implant candidacy
Disclaimer
* Check with the relevant authorities if these programs are in force and for the current terms and conditions of each program (active programs as in Feb 2024). This is not a complete list.
Please seek advice from your health professional about treatments for hearing loss. Outcomes may vary, and your health professional will advise you about the factors which could affect your outcome. Always follow the directions for use. Not all products are available in all countries. Please contact your local Cochlear representative for product information.
For a full list of Cochlear’s trademarks, please visit our Terms of Use page.
References
- Assistance to Persons with Disabilities for Purchase/ Fitting of Aids / Appliances [Internet], Department of Empowerment of Persons with Disabilities; [cited Feb 19, 2024]. Available from https://depwd.gov.in/adip/
- Reimbursement of the cost of cochlear implant [Internet], Central Government Employees News Dept Orders 92010) [Internet], [cited Feb 19, 2024]. Available from https://cgstaffnews.com/?p=597
- Approval for bearing 100% expenditure up to ceiling limit by ESIC on the cost of repair/replacement of cochlear implant to ESI beneficiaries [Internet], Ministry of Labour & Employment, Government of India; (2022), [cited Feb 19, 2024]. Available from https://www.esic.gov.in/attachments/circularfile/a705333496a8131e90d7db90630dee09.pdf
- Cochlear implantation – supplying of implants; Circular Dr. YSR AHCT/Operations/Cochlear/ 1403101/2023-1, dt: 18/01/2023[Internet], [cited Feb 19, 2024]. Available from https://www.ysraarogyasri.ap.gov.in/documents/d/guest/cochlear-new-work-flow-circular
- Cochlear implant guidelines, Government of Karnataka, [Internet], Department of Health and Family Welfare Services (2022), [cited Feb 19, 2024]. Available from http://arogya.karnataka.gov.in/sast/details/Cochlear%20Implant%20scheme%20Guidelines%20for%20500%20beneficiaries%2028.08.2022.pdf
- Sruthitharangam (Cochlear Implantation Scheme) under Kerala Social Security Mission by the Social Justice Department, Kerala [Internet], [cited Feb 19, 2024]. Available from https://www.myscheme.gov.in/schemes/scis
- Ching TYC, Dillon H, Button L, SeetoM, Van BuynderP, MarnaneV, Cupples, L, Leigh G. Age at Intervention for Permanent Hearing Loss and 5-Year Language Outcomes. Pediatrics. (2017 Sep); 140(3): e20164274.